Prepular's Choice: No More Ramen, Practical advice on how to acheive happiness after college
Saturday, January 19, 2008
Mortgages, stocks, jobs, health insurance. These are just some of the things people have to start to manage after they left college. College students are graduating with an average of $20,000 of student loan debt, 10 years ago, the figure was merely $10,000. The 25-34 age bracket has the second-highest rate of bankruptcy next to those 35-44.
Different stages of life, same problems.
Money, or the lack of, has always been a source of frustration for many. If you have read Rich Dad Poor Dad or The Millionaire Next Door, you probably would know one of the key techniques to accumulate wealth in a sustainable and relatively painless manner is to own assets. Frugality is another key technique. I have witnessed many of my college friends dropped out simply because they could not afford not to work while they took on a full course load. Being a massive self help junkie, I read extensively on topics including personal finance, motivational and biographies of people who have "been there done that". While all of the books are helpful, tips on how to raise millions from venture capitalists or a success story of using leverage finance to buy properties may not directly relate to my current life problems. Also, not that many useful books are written specifically for people about to leave college and enter the real world on how to manage their money and time.
Then I bumped into this: No More Ramen: The 20-Something's Real World Survival Guide: Straight Talk on Jobs, Money, Balance, Life, and More
This book contains more than 200 insightful interviews with recent graduates from UCLA, Harvard, Columbia, Arizona State, MIT, Penn State etc on topics of money and career. Having the money to groom yourself and maintain a good body greatly increases your chances of a successful courtship. Once in a while it’s easy to lose motivation and let it slip, this book is exactly what you need if you’re in apathy mode.
Different stages of life, same problems.
Money, or the lack of, has always been a source of frustration for many. If you have read Rich Dad Poor Dad or The Millionaire Next Door, you probably would know one of the key techniques to accumulate wealth in a sustainable and relatively painless manner is to own assets. Frugality is another key technique. I have witnessed many of my college friends dropped out simply because they could not afford not to work while they took on a full course load. Being a massive self help junkie, I read extensively on topics including personal finance, motivational and biographies of people who have "been there done that". While all of the books are helpful, tips on how to raise millions from venture capitalists or a success story of using leverage finance to buy properties may not directly relate to my current life problems. Also, not that many useful books are written specifically for people about to leave college and enter the real world on how to manage their money and time.
Then I bumped into this: No More Ramen: The 20-Something's Real World Survival Guide: Straight Talk on Jobs, Money, Balance, Life, and More
This book contains more than 200 insightful interviews with recent graduates from UCLA, Harvard, Columbia, Arizona State, MIT, Penn State etc on topics of money and career. Having the money to groom yourself and maintain a good body greatly increases your chances of a successful courtship. Once in a while it’s easy to lose motivation and let it slip, this book is exactly what you need if you’re in apathy mode.
Labels: prepular's choice, self help
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on Saturday, January 19, 2008 at 3:26 AM.
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